The movie begins.. in 1996..
Brock Lovett is an treasure hunter. Him and his team have been desperately trying to find the 'Heart of the Ocean' but unfortunately they haven't had much success. Brock Lovett and his team believe that the 'Heart of the Ocean' is in Caledon 'Cal' Hockley's safe, and eventually recover Cal' safe, but to their surprise they find an sketched of a nude woman (wearing the necklace) and it is dated 14th April 1912 - the night the Titanic struck the iceberg! Rose Dawson Calvert learns of this sketched drawing (it was her!!), and contacts Brock Lovett, and Rose and her grand-daughter Elizabeth 'Lizzy' Calvert meet up with Brock Lovett and his team on his salvage ship. Brock Lovett asks about the necklace she was wearing on the night the ship sank, and Rose recalls her memories on the Titanic- the first she spoke about Jack since the sinking.
April 10th, 1912. Rose Dewitt Bukkater, Caledon 'Cal' Hockley (her fiancee, who is 30 years old) and her mother Ruth Dewitt Bukkater aboard the ship Titanic as first class passengers. Rose is only 17 years old, and she feels as if her whole life is already planned out for her, and she's not very happy about it. She has been forced into marriage with Cal (as he is the son of a Pittsburgh steel tycon, and he is very rich) because Rose' father perished recently, and left them with debts. Rose feels as if her mother Ruth is pressuring her into marriage, and all this pressure is on her. Ruth also wants Rose to marry Cal, as she likes being an 'First class woman'.
Rose is very distraught with the marriage she is being forced to be in, and therefore considers the idea of suicide. Jack Dawson, a third class passenger, notices Rose running past him, and decides to see what is up with her. He notices Rose is on the stern on the ship, and persuades her not to jump. She won't hear of it at first, but eventually she gives in and he helps her over. Unfortunately, her shoes gets stuck on her dress, and she slips. Rosie is at the stern on the bridge screaming, and Jack helps her over.
Cal and Rose' mother forbid that Rose meets up with Jack again, however Rose has other plans and disobeys them. Rose meets up with Jack in her stateroom, and asks Jack to do her a favour; sketch her wearing only the 'heart of the ocean' necklace, as Jack is an talented artist. Afterwards, the two flee Cal' bodyguard, and run around the whole ship causing chaos. They eventually lose Cal' bodyguard. They make love in an carriage at the bottom of the ship, and make their way up to the deck. They both then witness the collision with the iceberg, and decide to tell Ruth and Cal about the collision.
Meanwhile, Cal discovers Jacks sketched nude drawing of Rose in his safe, with the heart of the ocean. Cal decides to frame Jack by saying he 'stole the necklace' when he hadn't. Jack gets arrested and is sent at the bottom of the titanic in the 'Master-at-arms' room.
Knowing that the titanic is sinking, the officers start sending 'woman and children first' onto the lifeboats. Cal and Ruth tries and make Rose go into the lifeboats, but Rose runs away from them to save Jack. Jack had been handcuffed to a pipe, and to much luck they didn't have the correct key, so Rose breaks him free with an axe.
Jack and Rose struggle to the deck, and then they both meet Cal again. Cal notices what a 'fright' she looks, and hands her his other blazer, unwittingly in the blazer pocket the necklace 'Heart of the Ocean' was in there. Cal persuaded Rose to aboard the lifeboats, as Cal had made an arrangement for both himself and Jack. Rose gets aboard the lifeboat, and Cal doublecrosses Jack. Rose then realises she can't leave Jack, and jumps out of the lifeboat as it was halfway down the ship. Jack and Rose reunite again.
Cal isn't very pleased, and is VERY angry. Cal starts chasing Jack and Rose into the flooding first class saloon with a gun. Fortunately, (or 'unfortunately' however you would like it) Cal runs out of ammunition, and returns to the top deck. Cal aboards a lifeboat, by looking after an 'abondoned child'.
Jack and Rose are now at the top deck, and realise passengers are falling to their deaths. Jack and Rose are on the stern on the ship, and prepare for the worst. They are washed overboard, and Jack helps Rose onto a nearby wall panel that only carries one person. Rose rests on it, and Jack is by her side. Jack assures Rose that she will die an old lady, warm in her bed, and not here.
They wait for hours, and eventually a boat comes back for them. Rose notices, and tries to tell Jack, but she doesn't realise that he had died from hypothermia. After countess minutes trying to wake him up, she let go of him, as he was sinking. She blows a whistle (that she gets of a deceased officer) and finally gets the attention of the boat. They rescue her, and Carpathia the ship rescue everyone aboard lifeboats.
Carpathia arrives in New York, and Rose gives her name as 'Rose Dawson'. Rose hides herself from Cal, as he is searching for her. The officers warn him Rose won't be down this section, as it's the 'steerage section' (third class passengers section). Cal stil searches for Rose, but does not find her. Old Rose mentions this is the last time she ever saw him. Old Rose also mentions that Cal later commits suicide 17 years later.
Old Rose has told her story, and walks towards the stern on the ship on Brock Lovett' ship by herself. She takes out the 'Heart of the Ocean' necklace and drops it in the water. Old Rose is later seen resting in her bed, and you will see the achievements she has done in her life, and that she had lived the life she wanted with Jack. The young Rose is seen reuniting Jack at the grand stair case in Titanic, with all the passengers that perished with the Titanic congratulating her.
Rose Dewitt Bukkater-
An 17 year old first class girl who boards the Titanic with her mother (Ruth) and her fiancee Caledon 'Cal' Hockley. Rose felt as if her whole life was planned ahead for her, and her mother was pressuring her into marriage with Cal, an 30 year old man who is very rich. Rose considers suicide by jumping of the stern on the ship, but Jack convinces her not too, and she doesn't. They have a very strong bond, and they fall in love.
A penniless, 20 year old man from Wisconsin. Jack is a very talented man, who makes his way round the world. He particulary likes Paris, as lots of girls are wiling to take their clothes off. Jack spots Rose, and it's automatic love at first sight for him. His friend warns him about her, saying its impossible for her to love him back, but he just ignores it. He saves Rose' life twice, and they were very close together. Jack likes to make 'each day count'.
Cal is Rose's 30-year-old fiancé, and serves as the main antagonist of the film. He is arrogant and snobbish, and the heir to a steel fortune in Pittsburgh. He becomes increasingly embarrassed, jealous, and cruel about Rose's relationship with Jack. He later commits suicide.
Ruth Dewitt Bukkater-
Rose's widowed mother, who arranges her daughter's engagement to Cal to maintain her family's high-class status. She loves her daughter but believes that social position is more important. She scorns Jack, even though he saved her daughter's life.
Rose Dawson Calvert (Rose Dewitt Bukkater)-
The 100-year-old Rose gives Lovett information regarding the "Heart of the Ocean" after he discovers a nude drawing of her in the wreck. She tells the story of her time aboard the ship, mentioning Jack for the first time since the sinking.
An ex-Pinkerton constable, Lovejoy is Cal's English valet and bodyguard, who keeps an eye on Rose and is suspicious about the circumstances surrounding Jack's rescue of her.
Fabrizio De Rossi-
Jack's Italian best friend, who boards the RMS Titanic with him after Jack wins two tickets in a poker game.
A treasure hunter looking for the 'Heart of the Ocean' in the wreck of the Titanic in the present. Time and funding for his expedition are running out. He later reflects at the film's conclusion that, despite thinking about Titanic for three years, he has never understood it until he hears Rose's story.
Lovett's friend, who expresses doubt about whether the elderly Rose is telling the truth. He demonstrates to Rose, with little regard for sensitivity, how the Titanic sank with a computer simulation. When Rose finishes telling her story, he appears more sympathetic, solemnly informing her about the lack of records about Jack's existence.
Rose's granddaughter, who accompanies her when she visits Lovett on the ship.
Thomas "Tommy" Ryan-
An Irish third-class passenger who befriends Jack and Fabrizio.
Margaret 'Molly' Brown-
Brown is looked down on upon by other first-class women, including Ruth, as "vulgar" and "new money" due to her sudden wealth. She is friendly to Jack and lends him a tuxedo (bought for her son) when he is invited to dinner in the first-class dining saloon. Although Brown was a real person, Cameron chose not to portray her real-life actions. Molly Brown was dubbed "The Unsinkable Molly Brown" by historians.
The ship's builder, Andrews is portrayed as a very kind and pleasant man who is modest about his grand achievement. After the collision, he tries to convince the others, particularly Ismay, that it is a "mathematical certainty" that the ship will sink. He is depicted during the sinking of the ship as standing next to the clock in the first-class smoking room, lamenting his failure to build a strong and safe ship. It is unknown how the real Andrews died.
Captain Edward John Smith-
Smith planned to make the Titanic voyage his final one before retiring. This influences his decision to increase the ship's speed to make headlines (whether this increase in speed actually happened is strongly contested; see RMS Titanic); it is later reflected in the present that this was due to his long experience causing him to conclude that anything large enough to sink Titanic would be visible early enough for them to avoid it. He retreats into the bridge as the ship sinks, dying when water bursts through the windows whilst clinging to the ship's wheel. It is often disputed whether he died this way or later froze to death, as he was reported seen near the overturned Collapsible B.
Joseph Bruce Ismay-
Ismay is portrayed as a rich, ignorant first-class man. In the film, he uses his position as White Star Linemanaging director to influence Captain Smith to go faster with the prospect of an earlier arrival in New York and favorable press attention. After the collision, he struggles to comprehend that his "unsinkable" ship is doomed, later sneaking on board a lifeboat to escape.
John Jacob Astor IV-
A first-class passenger whom Rose calls the richest man on the ship. The film depicts Astor and his 18-year-old wife Madeliene as being introduced to Jack by Rose in the first-class dining saloon.
Archibald Gracie IV-
The film depicts Gracie making a comment to Cal that "women and machinery don't mix", and congratulating Jack for saving Rose from falling off the ship, though he is unaware that it was a suicide attempt. While the film depicts Gracie with a British accent, he was in fact American. Archibald Gracie survived the sinking on the overturned Collapsible B.
A mining magnate traveling in first-class. He shows off his French mistress Madame Aubert to his fellow passengers while his family waits for him at home. When Jack joins the other first-class passengers for dinner after his rescue of Rose, Guggenheim refers to him as a "bohemian".
The ship's bandmaster and violinist who plays uplifting music with his colleagues on the boat deck as the ship sinks. As the final plunge begins, he leads the band in a final performance of Nearer my God to thee, the band perish in the sinking.
First Officer William Murdoch-
The officer who is put in charge of the bridge on the night the ship struck the iceberg. During a rush for the lifeboats, Murdoch shoots Tommy Ryan as well as another passenger in a momentary panic, then commits suicide out of guilt, however, in reality, it is not clear how Murdoch died.
Second Officer Charles Lightoller-
The ship's most senior surviving officer. The film depicts Lightoller telling Captain Smith that it will be difficult to see icebergs with no breaking water. He is seen brandishing a gun and threatening to use it to keep order. He can be seen on top of Collapsible B when the first funnel collapses.
Chief Officer Henry Wilde-
The ship's chief officer, who lets Cal on board a lifeboat because he has a child in his arms. Before he dies, he tries to get the boats to return to the sinking site to rescue passengers by blowing his whistle. After he freezes to death, Rose uses his whistle to attract the attention of Fifth Officer Lowe, which leads to her rescue. It is unknown how the real Henry Wilde died.
Fifth Officer Harold Lowe-
The only ship's officer who led a lifeboat to retrieve survivors of the sinking on the icy waters. The film depicts Lowe rescuing Rose.
Sixth Officer James Moody-
The ship's only junior officer who died in the sinking. The film depicts Moody admitting Jack and Fabrizio onto the ship only moments before it departs from Southampton. Moody is later shown following Mr. Murdoch's orders to put the ship to full speed ahead, and informs First Officer Murdoch about the iceberg.
Father Thomas Byles-
Father Byles, a Catholic priest from England, is portrayed praying and consoling passengers during the ship's final moments.
Isidor is a former owner of R.H. Macy and Company, a former congressman from New York, and a member of the New York and New Jersey Bridge Commission. During the sinking, his wife Ida is offered a place in a lifeboat, but refuses, saying that she will honor her wedding pledge by staying with Isidor. They are last seen lying on their bed embracing each other as water fills their stateroom.
A Scottish baronet who is rescued in Lifeboat 1. He and his wife were among only 12 people in Lifeboat #1, whose capacity was 40. He was accused of bribing the boat's crewmen not to row back and rescue those struggling in the water, but the British Board of Trade's Inquiry into the disaster cleared them of any wrongdoing and a letter written by the secretary further clears their name.
A world-famous fashion designer and Sir Cosmo's wife. She is rescued in Lifeboat 1 with her husband. She and her husband never lived down rumors that they had forbidden the lifeboat's crew to return to the wreck site in case they would be swamped.
The Countess is shown to be friendly with Cal and the DeWitt Bukaters. Despite being of a higher status in society than Sir Cosmo and Lady Duff-Gordon, she is kind, and helps row the boat and even looks after the steerage passengers.
The lookout who saw the iceberg. Fleet escapes the sinking ship aboard Lifeboat 6.
Quartermaster Robert Hichens-
One of the ship's 6 quartermasters and was at the ship's wheel at the time of collision. He was in charge of Lifeboat 6. He refused to go back and pick up survivors after the sinking and eventually the boat was commandeered by Margaret "Molly" Brown.
The other lookout in the crow's nest. He survives the sinking.
Fourth Officer Joseph Boxhall-
The officer in charge of firing flares and manning Lifeboat 2 during the sinking. He is shown on the bridge wings helping the seamen firing the flares.
Senior wireless operator on board the Titanic whom Captain Smith ordered to send the distress signal.
Chief Baker Charles Joughin-
The baker appears in the film on top of the railing with Jack and Rose as the ship sinks, drinking brandy from a flask. According to the real Joughin's testimony he rode the ship down and stepped into the water without getting his hair wet. He also admitted to hardly feeling the cold, most likely thanks to alcohol.
Chief Engineer Joseph G. Bell-
bell and his men worked until the last minute to keep the lights and the power on in order for distress signals to get out. Bell and all of the engineers died in the bowels of the Titanic.Third Officer Herbert Pitman-
In charge of Lifeboat 5